LIVING WITHOUT A FICO SCORE

fico score = "debt" score

Some have been asking if it can be done, especially for those getting out of college, looking to rent, getting married, and/or looking to purchase their first home.  Here are some resources that the folks at Financial Peace University directed me to, along with some resources I found in my own research.

 
A few things that stand out to me…
 
1. Going FICO ‘free’ will not be as ‘easy’ as having a good FICO score.  However, getting a good FICO score also means you have to acquire debt of some sort.  Even if it’s a gas or store credit card that you commit to paying off every month … it comes with temptation and why walk the line if you don’t have to.
 
2. If we just put the same effort into staying FICO ‘free’ as it took some of us to get out of debt we’d be better off in the long run.
 
I hope these resources help:)

Just a year into my marriage I told Sonja that we were going to have three daughters. Gut feeling, prophesy call it what you want but since our first born daughter in 1995 my life has been filled with the mystery of 'a woman'. I hope that by sharing these life experiences that others can reap the benefits of this Dads of Daughters Only journey he has me on.

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